It is no secret that the typical American is working long hours with little respite compared to other countries with large economies. Full-time employees report an average work week of 47 hours and four out of 10 American workers say they work over 50 hours a week.
Identity thieves and credit card scammers are more relentless than ever in their pursuit of your personal financial information, and as more people are opting to conduct their shopping and their financial transactions online, the number of scams increases proportionately. Armed with nothing more than a computer keyboard and a geek’s knowledge of how to prowl the cloud, they work 24/
It has only been since the Baby Boomer generation began to cross the retirement threshold that we’ve had to seriously confront the new challenge of our longevity.
For as long as there has been stock markets, investors have intuitively known that expectations of returns come with commensurate expectations of risk; the higher return one expects the greater the risk one assumes in order to achieve it.
I’m sometimes asked by prospective clients how they would benefit from working with a Financial Planner. Michael Kitces, a national expert on financial planning and the financial planning process (www.kitces.com), put together the following graphic to try to attach an economic value to financial advice. While some aspects a
What to do when Your Adult Child Comes Looking for a Loan
It’s an unfortunate sign of the times as an increasing number of adult children, caught in the convergence of a sluggish economy, a slow job market, and tight lending, are turning to the Bank of Mom and Dad for financial help.
FPANJ named Leslie T. Beck as its Heart of Financial Planning Award recipient in late 2014, and Beck has now received accolades on the national level.
Sept. 10, 2015 - PRLog -- The Financial Planning Association® (FPA®) announced the winners of its top awards on Friday, Sept.
Leslie T. Beck, CFP®, MBA
The use of the British term "penny wise, pound foolish" dates back to at least 1607, and refers to actions that might save a little in the short term, but in the long term wind up costing you much more than you saved.
Perhaps the most encouraging outcome of the latest recession is the increasing emphasis on debt reduction by most Americans. We are borrowing less and saving more, and, hopefully, developing some more frugal habits that can lead to healthier finances in the future. Still, many people continue to struggle with their debt. It takes a firm commitment and a lot of discipline, but